People who are buying a house or are planning to buy a house you must have realized by now that it is not something very convenient and easy. For all we here is buy a house and it’ll make your life better and save a lot on your pocket. It’s kind of true but there are a lot of lessons we learn the bitter which makes us realize, it’s not as easy as we think. There so much that comes along with buying a house that we even sometimes tend to avoid little details, ending up with bigger complications and issues. So as to pave out a nice and steady way for other first time buyers, I decided to let them learn from the lessons I learnt as I bought my new house. You sure don’t want to miss out on these.
Location, Location, Location:
Yes folks, it is that important that I had to repeat it thrice. Location is more important than the space you get in your new hose or if there’s a garage or not. Trust me; you’ll thank me later if you pick your house in a locality that is ideal in terms of all residential facilities. Finding a house with an ideal location is like you’ve done the job so well that you need to pat your own shoulder. If you think your house is big and you’re getting it at a good price, but the location is not that perfect. Leave the offer right there. You can make do with a small space but not a house that is located at a poor location.
Buy what you can afford:
Yes you are excited about buying this house, it’s perfect but it is costing you the money you cannot afford. You have to be realistic about your home goals. There must be plenty of other houses out there, which are affordable too. You don’t want to move into your new house with a burden of loans on you, avoid them as much as you can. There has to something g in between your dream house and the house that exists in real world. Affordability is very important, specifically for your home sweet home.
A good agent saves the day:
Your estate agent plays a key role in helping you find the right place to live. His influential role cannot be denied because he not only communicates well but is well aware of the ins and outs of the market. You must be sure about how professional he is so that he can comprehensively explain all that there is to know about property buying. From legal to understanding simple steps, he/she will assist you throughout. He/she will not just help you with understanding complex things but will also serve as a liaison between you and the agent from the seller’s side.
Sort your credit:
If you know you cannot buy a house without mortgage then make sure you have a clean stake at your credit history. For you’ll be needing that now more than ever because you cannot apply for mortgage loans unless you have credit history that speaks for you. Your credit report should be fixed from all the problems, even before you start looking for a house.
A home inspector is needed:
Although your seller will be providing you with a home evaluator and even the mortgage providing company will need an inspector to evaluate the real price of the property. However you should definitely hire your personal inspector, who plays by your side rather than the lender’s or the seller. The best inspector could be an experienced engineer who has earlier performed such inspections. This person will identify repairs and problem areas in the property for you.
I may have learnt these lessons the hard way but you can just keep these little things in mind and avoid making mistake. The idea of a new house sure is thrilling but you should not let it get to your decision making power. For more reviews and tips visit http://supersmartnet.com/.