British weather can be unpredictable, and winter is often accompanied by strong winds, snow, ice and even flooding. All of this has the potential to cause major damage to your property. We’ve had some bad storms and winter has just begun.
Storm damage is something that can occur when normally bad weather changes to worse. For example, strong winds can lift roof tiles, flood water can enter homes, fallen trees can damage buildings, cars, and even kill people. Wind can tear the meter box door from its hinges and upend the garden equipment left lying around. For a replacement Gas Meter box, visit https://www.meterbox.co.uk
Check your home insurance policy to see what you might get. Unfortunately, whether your house is closed or not because of storm damage is rather subjective. Usually, to meet the criteria, your property must experience strong winds exceeding 54mph, hail, or snow.
Different insurance defines hurricanes in different ways and many only provide 24 hours to claim damage after a storm. It is important to make claims as soon as possible, take lots of photos and not throw away any evidence.
Floods can occur as a result of very bad storms. If you live in a flood-prone area, you must ensure that your property has adequate defence to limit as much damage as possible.
Rain damage is more difficult to define, due to small or serious leaks after heavy rain storms. If damage originates from sudden rain, you are more likely to be protected by storm damage cover than damage caused by slow and gradual wet conditions.
Submitting a storm damage claim will only be successful if you show that your house has been properly cared for, does not include pre-existing or gradual damage or decay.
You should aim to regularly inspect your property during the winter for signs of weather damage or problems that can be aggravated by adverse weather conditions. Biting something from the start can help prevent the problem from getting too big.
Check for leaks and make sure your gutters are free of debris, dirt, and loose roof tiles for example. Fix the damage found, so the water doesn’t leak into your house.
Monitor the loss of roof tiles after windy weather.
Check window crevices or damage to sealing where rain can enter the property.
Protect pipes in ice conditions to prevent them from freezing and breaking under pressure.